Uni: Next-gen cards

Uni: Next-gen cards delivers a seamless credit experience in India with a user-friendly and innovative approach. Utilize the Paychek feature to access up to ₹100,000 every month directly into your bank account. The process is quick, taking less than three minutes through a paperless one-time setup. Enjoy flexibility with a choice between 15-day and 30-day credit periods based on your selected plan. The Paychek can cover various expenses, including credit card bills, EMIs, rent, and utility payments, providing an extended period to clear them without hassle.

Flexible and Transparent Credit Solutions

The Paychek option offered within Uni: Next-gen cards is flexible, allowing you to pause usage if unneeded for a month. Plans give you either 15 or 30 extra days to settle financial obligations. The 30-day plan involves a nominal subscription fee of Rs 1999, which includes GST. Notably, if the balance is cleared by the due date, there is no APR charged. The maximum APR is 48 percent, varying according to individual risk profiles. This feature ensures that your financial commitments are manageable and transparent, contributing to user satisfaction among the app's extensive user base.

Optimizing Your Financial Management Experience

In addition to Paychek, Uni: Next-gen cards presents the NX Wave Credit Card, an ideal option for those who enjoy rewards from their spending. This next-gen card allows you to earn 1 percent cashback on expenditures, enhances value by offering more at the Uni Store, and allows international transactions without extra charges due to a 0 percent forex markup fee. With its lifetime free usage and the option to manage card settings directly from Uni: Next-gen cards, the credit card ensures ease of use while maintaining high security standards with PCI-DSS certification.

Secure and Modern Financial Services

Uni: Next-gen cards is designed to offer a comprehensive and modern approach to handling credit and personal finances. Whether it's managing transactions through Paychek or reaping the benefits of the NX Wave Credit Card, this app ensures user-friendly operation combined with robust security features, making financial management both straightforward and innovative.